Arc Projects: PAYG

Renewable Energy Microfinance and Microenterprise Program (REMMP)

Arc is testing, piloting and expanding a number of business models that are focused on financing for sustainable energy including microfinance, remittances, asset finance, crowd-funding and pay as you go mechanisms. The end goal of REMMP is to increase access to finance for end-users of clean energy services so as to improve livelihoods and quality of life among these target recipients.
For full details on the REMMP project, click here


Linking Energy and Microfinance: Promoting Innovations That Foster Scale

With support from the Citibank Foundation, Arc published and disseminated in-depth research on innovative affordability mechanisms for off-grid, clean energy. These financial products – including lending, savings, remittances and leasing products – have dramatically improved the livelihoods of poor people around the world.


Arc Knowledge Products: PAYG

Pay-As-You-Go Technologies in Consumer Energy Finance

Many poor consumers can’t afford to pay for alternatives to expensive, low-quality energy sources, such as kerosene, candles and batteries, because of the up-front costs of solar systems and clean cookstoves. Pay-As-You-Go models (PAYG) allow customers to pay for energy services over time, spreading the cost of a unit over several months. In this Briefing Note, read about six innovative models and technologies from Azuri Technologies, Angaza Design, Lumeter Networks, M-KOPA, Fenix International and SIMPA Networks, and the many beneficial impacts of their work. Read our Briefing Note (PDF) ►