Arc Projects: Pay-As-You-Go (PAYG)

Renewable Energy Microfinance and Microenterprise Program (REMMP)

Arc is testing, piloting and expanding a number of business models that are focused on financing for sustainable energy including microfinance, remittances, asset finance, crowd-funding and pay as you go mechanisms. The end goal of REMMP is to increase access to finance for end users of clean energy services so as to improve livelihoods and quality of life among these target recipients.
For details on the REMMP project, click here.


Linking Energy and Microfinance: Promoting Innovations That Foster Scale

With support from the Citibank Foundation, Arc published and disseminated in-depth research on innovative affordability mechanisms for off-grid, clean energy. The projected documented how these financial products – including lending, savings, remittances and leasing products – have dramatically improved the livelihoods of poor people around the world.
For details on this project, click here.


Arc Knowledge Products: Pay-As-You-Go (PAYG)

Arc Finance Fact Sheet

Arc Finance’s mission is to promote and expand access to financing for energy, water and other basic needs to build the income and assets of poor people around the world. Read our Fact Sheet (PDF). ►


Arc Finance Impact Fact Sheet

Arc Finance is committed to measuring the impact of all its programs in terms of increased availability of consumer financing for clean energy products and services. Arc also measures and reports on other indicators we view as important for our development agenda. Read our Fact Sheet (PDF). ►


Arc Finance REMMP Fact Sheet

USAID’s Renewable Energy Microfinance and Microenterprise Program (REMMP) is designed to improve access to modern energy services in underserved communities, while at the same time helping USAID partners reduce carbon emissions. A key goal of REMMP is to increase the availability of consumer financing for clean energy services and products to enable low-income populations gain access to technologies that can improve their livelihoods and quality of life while mitigating climate change. Read our Fact Sheet (PDF). ►


REMMP Energy Diaries Fact Sheet

The Energy Diaries is a new research methodology that studies energy uses and spending at the household level. The objective is to improve understanding of the daily realities of the energy poor, understand how energy poverty may impact women and men differently, illustrate what these gendered needs suggest about optimal energy products and services for this market, and identify relevant policy implications for stakeholders to better meet the needs of poor households. Read our Energy Diaries Fact Sheet (PDF).►


Innovations in Financing Event, NYC 2015

This series of four videos captures a full-day 2015 workshop entitled “Innovations in Financing: The Nexus Between Energy, Distribution And Finance.” Organized by Arc Finance in conjunction with USAID, the day featured stakeholders from across the sector discussing the latest innovations in consumer and institutional finance for providing small-scale clean energy access to the poor. Watch our video series. ►


In-House Asset Finance for Small-Scale Renewable Energy

In-house asset finance provides customers with a pay plan that allows them to purchase a product on an installment basis. The benefits of providing in-house credit are compelling, but it is a complex and challenging undertaking. In this Briefing Note, read a synopsis of how four energy companies – SolarNow, Simpa Networks, Grameen Shakti and M-Kopa – have successfully developed an in-house asset finance capacity. Read our Briefing Note (PDF). ►


Pay-As-You-Go Technologies in Consumer Energy Finance

Many poor consumers can’t afford to pay for alternatives to expensive, low-quality energy sources, such as kerosene, candles and batteries, because of the up-front costs of solar systems and clean cookstoves. Pay-As-You-Go models (PAYG) allow customers to pay for energy services over time, spreading the cost of a unit over several months. In this Briefing Note, read about six innovative models and technologies from Azuri Technologies, Angaza Design, Lumeter Networks, M-KOPA, Fenix International and SIMPA Networks, and the many beneficial impacts of their work. Read our Briefing Note (PDF). ►